While you're likely to find that the vast majority of stores you visit will accept your Amex card, there are several reasons that you should still carry a backup card. American Express cards are accepted by millions of merchants, but not at every store that accepts credit cards. American Express is accepted at thousands of shops, merchants and major supermarkets - discover where your American Express credit card is accepted now. The reason has to do with the interchange fees charged by the credit card payment networks such as Visa, Mastercard, Discover and American Express. However, this does not influence our evaluations. Also, take your debit card so you can withdraw cash from ATMs. To accomplish this, the company has been partnering with banks in different countries, and those banks acquire new merchants for AmEx. American Express offers many types of credit cards for both consumers and small business owners. Email; Twitter; Facebook; Whatsapp; Copy. Why So Many Retailers Don’t Accept American Express Jayna Taylor-Smith Updated: Jul. We viewed the brand websites and spoke to customer service representatives to confirm this information. Copied to clipboard. Hopefully this will soon change.Change in Amex’s rates has been slow to fall historically, though they have been falling. Credit card issuers primarily Many American Express cards are actually not credit cards but If you primarily use an American Express card, then you should probably carry a backup card from a different payment network for when you encounter a merchant that doesn't accept American Express. And that can depend on which of the four main U.S. payment networks your card runs on: Visa, Mastercard, Discover or American Express.Visa and Mastercard are accepted by virtually every merchant that takes credit cards, both in the U.S. and internationally.Discover and American Express, however, are working to catch up. until this happens Amex remains a department store card and limited. Share. Please help us keep our site clean and safe by following ourCredit cards are a convenient alternative to carrying cash — as long as merchants accept them. The Ask Experian team cannot respond to each question individually. According to AmEx's Q4 2019 earnings release from January 2020, 99% of U.S. merchants who accept credit cards now also accept American Express. Travel Booking. Other product and company names mentioned herein are the property of their respective owners. It is also worth noting that American Express gift cards are usually accepted everywhere that American Express credit cards are accepted. It will probably be some time before Amex rates match levels of other major cards.©2013 - 2020 More Holdings LLC | All Rights Reserved Our content does not substitute a professional consultation. Historically, American Express charged retailers higher rates when customers paid using Amex-issued cards. It notes that Discover cardholders can use their cards where a Discover partner is accepted. To begin with, you must first choose a decent exchange service that actually allows the user to make payments using their cards. Generally speaking, buying Bitcoins with a credit or a debit card can get pretty confusing. All financial products, shopping products and services are presented without warranty. Last year, almost a million new U.S. locations began accepting Amex. In addition to your American Express card, it can be a good idea to carry another credit card from a different issuer.